In addition to working with you in developing an investment plan to meet your goals, we can also work with you to create a detailed master assessment of your overall probable financial structure through retirement as an individual or a couple.  This takes into account your investment plan, expected earnings, liabilities, expected major expenses, likely heath care costs, social security, anticipated lifestyle expenses among other factors.  This assessment is done based on assumptions and projections using one of the foremost software programs in this area.  As usual, we are required to say that these are projections of probable outcomes, not a guarantee.